A zero-sum budget helps you make the most of your income by making sure every dollar you earn has a purpose (and is assigned a budgeting category). This spreadsheet is inspired by Dave Ramsey’s budgeting strategy and helps you categorize each expense you have so you can create a zero-sum budget. If you’re looking for a quick and effective solution, you can download a free budget spreadsheet template to get you started then, you can just fill in your numbers.īelow are some of the best free budgeting spreadsheet templates to choose from. Plus, you don’t even have to go through the trouble of designing a functional budget spreadsheet on your own. Spreadsheets and budgets often go hand-in-hand because it’s a great way to keep everything organized and easily accessible. OK – if you’re not a fan of spreadsheets, hear me out. When we polled our readers, the best budgeting app wasn't even an app – it was Microsoft Excel! It was a spreadsheet! (and by far) You have to actively check-in and make sure you’re on track to meet your goals.Īn easy way to do this is by filling out a budget spreadsheet each month and keeping it updated. Most budgets fail because they are either unrealistic or they haven’t been maintained well. Tracking your spending and maintaining your budget is another story. Creating and sticking to a budget is easy if you make it realistic. When it comes to managing your finances, having a solid budget in place is key.īudgeting tells your money where to go and by giving your money a purpose, you gain more clarity and control over your finances.
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